Senior Manager - Finance (Business Finance & Treasury)

We are looking for a sharp, commercially minded Chartered Accountant to own business finance and banking relationships at a fast-growing agritech company. You will work closely with the CFO and business teams to fund growth, protect margins, and bring financial discipline to a business with complex supply chains, seasonal cycles, and a wide market network.

Key Responsibilities:

• Business Finance & Partnering:
  • Partner with sales, operations, and supply chain teams to track unit economics, margins, and profitability by product, channel, and geography.
  • Prepare MIS, budgets, forecasts, and variance analysis for the CFO and leadership.
  • Support strategic decisions with financial models, scenario analysis, and business cases.
• Banker & Lender Liaison:
  • Manage relationships with banks and financial institutions for credit facilities, working capital limits, term loans, and other debt instruments.
  • Lead fundraising documentation, including sanction proposals, credit presentations, and compliance certificates.
  • Ensure timely renewals, covenant compliance, and stock/book debt statement submissions.
  • Negotiate pricing and terms with lenders to optimise the cost of funds.
• Market Leakage & Margin Control:
  • Identify and analyse leakages in the market, such as discounting, scheme and incentive overruns, credit losses, receivable slippage, wastage, and shrinkage.
  • Build controls, dashboards, and reporting to track and plug these leakages.
  • Work with commercial teams to improve channel profitability and collections.
• Capex & Working Capital:
  • Assess capex proposals, evaluating ROI, payback, and funding options.
  • Forecast and manage working capital across inventory, receivables, and payables, accounting for seasonality.
  • Maintain cash flow forecasts and support liquidity planning with the CFO.
• Governance & Compliance:
  • Support audits, internal controls, and statutory and regulatory compliance.
  • Strengthen finance processes and systems as the company scales.

Qualifications & Experience:

• Chartered Accountant (CA) is mandatory.
• 6+ years of post-qualification experience in finance, business finance, or treasury.
• Prior experience in a startup or high-growth environment is preferred.
• Exposure to agri, FMCG, supply chain, or distribution-led businesses is a plus.
• Hands-on experience with bank funding, working capital structuring, and lender documentation.

Skills & Attributes:

• Strong financial acumen and analytical ability, with a sharp eye for numbers and anomalies.
• Excellent written and verbal communication, able to engage confidently with bankers, founders, and business heads.
• Strong Excel and financial modelling skills; comfort with ERP and BI tools.
• Ownership mindset, comfortable with ambiguity, and able to work with speed and accuracy.
• Ability to influence stakeholders across functions.